Essential key considerations and potential pitfalls you need to know With interest rates much higher than they’ve been for many years, using your pension tax-free lump sum to pay off… Read More »Should you use your pension lump sum to pay off your mortgage?
Why UK retirees are working seven years longer than planned More than half (54%) of UK retirees foresee themselves working beyond their preferred retirement age, extending their careers by an… Read More »The retirement gap
HMRC estimates that affected women could be owed an average of £5,000 each Thousands of mothers who have missed out on their full State Pension entitlement due to calculation errors… Read More »Could you have been underpaid the State Pension?
Delayed life milestones and lack of planning pose significant risks New research has revealed that five million childless households in the UK currently lack life insurance, pensions or savings[1]. This… Read More »New study uncovers financial vulnerability in five million UK households
The imperative of collective action and responsible investment What we do collectively this decade – including how we invest – could mark the difference between starkly different futures. Our actions… Read More »Shaping a sustainable future
Do you have potential shortfalls and need to address these gaps? First and foremost, let’s explore how your pension operates. When you contribute to a personal or defined contribution workplace… Read More »Take your pension to the max
Contemplating a return to work after a significant absence or considering a phased return? In what some call ‘The Great Unretirement’, many retirees are re-entering the workforce. The reasons for… Read More »The Great Unretirement
Aligning investments with risk tolerance and capacity Investing is an indispensable tool for building wealth and achieving financial goals. By allocating resources to various investments, individuals can accumulate wealth over… Read More »Building wealth and achieving financial goals
Juggling careers, family care and financial pressure amid rising costs and wealth transfers Increasing longevity and evolving demographics have left many middle-aged individuals juggling careers with caring for both ageing… Read More »The middle-aged squeeze
Helping you feel more prepared for this stage of your life If you are in your 40s or 50s, you have likely contributed to a pension for quite some time.… Read More »Time to revisit your retirement plan?