Blog

VouchedFor (2021)

26th May 2021

In The Times newspaper we were mentioned in the VouchedFor 2021 Top Rated Financial Adviser Guide and we were one out of the two recommended within St Helens. We are very proud of this achievement and will continue to provide the best financial advice to all of our existing clients as well as clients in […]

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Cost vs. The Value of Life Insurance

1st September 2020

At these difficult times it is very tempting to try to cut costs by reducing the cost of insurance. Whilst it is always possible to reduce premiums you should always ensure that you compare on a “like for like” basis.A lot of people trying to make savings will unknowingly have reduced their cover along with […]

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Stock Market Update

20th May 2020

FCA Regulations under MIFID 2 dictate that all providers should write to investors when there is a 10% loss to your investment. This was only introduced a few years ago and was designed to remind investors that it may be time to review your investment risk (appetite for loss). However, i do not believe they […]

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Adviser Fees

20th May 2020

This month’s blog is about the touchy subject of adviser fees. Anyone with an investment or pension, assuming they have an adviser, will generally be paying some sort of ongoing adviser fee. This is agreed every year, under new legislation, and took the place of commission, following the launch of the Retail Distribution Review (RDR) […]

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The Stock Market

20th May 2020

This is the time of year when your pension and investment statements start dropping through the letterbox. For some people it will be the first time they have experienced a sharp drop in fund values. We need to combine this with upcoming Brexit turmoil.  Therefore, I thought it apt to address stock market volatility and […]

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Making A Will

5th December 2019

With Christmas on the horizon, making a Will may be the last thing on your mind. Between decking the halls with boughs of holly, sending the kids’ wish lists off to Santa and preparing that all-important Christmas Dinner, you may think there’s no time left to think about planning for the future. With Accord Legal […]

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Talking Finance

5th December 2019

Welcome to my first blog. I am hoping to raise awareness of various financial issues that are not always at the forefront of people’s minds. In my view ‘financial advice’ is now more about managing risk, and by that, I mean what can happen that can have an adverse effect on your finances. Once you […]

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